Frequently Asked Questions

Does every state require contractors to be licensed?

No. Licensing requirements vary significantly by state and trade. Some states (like Louisiana and Nevada) have strong statewide licensing for most trades. Others (like Texas) have limited statewide licensing and leave most contractor licensing to counties and municipalities. PlainHireCheck shows which trades require a state license versus those handled at the local level.

What is a surety bond for contractors?

A surety bond is a three-party financial guarantee: if the contractor fails to complete work or causes financial harm, the bond company pays the claim (up to the bond limit), then seeks reimbursement from the contractor. Bond minimums required by state licensing boards typically range from $5,000 to $50,000 depending on trade and state. Bonds protect consumers and subcontractors.

How do I verify a contractor's license is current?

PlainHireCheck provides direct links to each state's official license lookup tool. Use those links to verify that the specific license number a contractor provides is active, not suspended, and matches the right company name. License verification takes about 2 minutes and is the most important step in contractor due diligence.

What is the difference between a state license and a local license?

A state license is issued by a statewide licensing board and is typically valid throughout the state. A local license (county or city) is required by the local jurisdiction and may be required in addition to, or instead of, a state license. For trades not licensed at the state level, always check with your county building department.

Should I ask to see a contractor's insurance certificate?

Yes — always. In addition to the surety bond, contractors should carry general liability insurance (for property damage and injury during the job) and workers' compensation insurance (for injuries to their workers on your property). Ask for a certificate of insurance naming you as the certificate holder, so you're notified if the policy lapses.

How current is the licensing requirement data?

PlainHireCheck data was last systematically updated in January 2026. Licensing laws change when states pass new legislation. Always verify current requirements directly with your state's licensing board before hiring or relying on specific bond/insurance amounts.

Is PlainHireCheck affiliated with any state licensing board?

No. PlainHireCheck is not affiliated with any state licensing board, NCSL, NASCLA, or any government agency. We are an independent information portal presenting public data in a more accessible format.